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Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Northern Ireland's DfC Preparing Gambling Industry Codes Of Practice Proposal

Northern Ireland's government minister overseeing gambling policy will be provided with industry codes of practice for consideration “in due course”, according to the Department for Communities (DfC).
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Gambling

Daily Dash: Mastercard Joint Venture Begins Processing Domestic Transactions In China

With several key regulatory approvals in hand, Mastercard has begun processing domestic payments in China; meanwhile, Australia’s NAB looks to increase "pay by bank" adoption among merchants.
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Payments

Single-Use Virtual Cards Ease Travel Industry Payments Headaches

As the travel industry continues to recover from its COVID-19 downturn, complex payment chains are increasingly being solved by single-use virtual credit cards, also known as VCCs.
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Payments

Push For US Card Law Reignites Visa-Mastercard 'Duopoly' Debate

For all the new payments services on the market, many Americans still use credit cards running on the Visa and Mastercard networks, and lawmakers are making a fresh push to break up the "duopoly".
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Payments

Brazil Operators Cheered By Winnings Tax Reversal

Brazil’s turbulent journey towards online gambling regulation was further evidenced on Thursday as Congress restored far more favourable tax provisions for player winnings, barely 48 hours after the federal government’s alternative approach caused alarm across the industry.
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Gambling

News In Brief: May 6-May 10, 2024

Zimpler under investigation in Sweden, Wyoming may ban college bets, Colombia's regulator opens investigations and the UN calls for a casino union boss to be released from Cambodian jail.
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Gambling

UK Website Blocking Incoming Via New Gambling Commission Powers

The UK Gambling Commission will soon be able to block illegal websites via the white paper’s commitment to award the watchdog new powers, as the regulator continues its sometimes disputed fight against the black market.
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Gambling

Week In Crypto: Most Stablecoin Volume Is Driven By Bots, Says Visa

Visa claims that 90 percent of stablecoin volume is bot-driven, Tether looks to improve transaction monitoring, and Binance’s new CEO calls for the release of a “mid-level” employee detained in Nigeria.
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Payments

Daily Dash: Binance Fined C$6m For AML Failures In Canada

Binance has been hit by another AML penalty, this time in Canada, while Sweden’s financial regulator has disclosed that it is investigating possible AML failures at payments firm Zimpler.
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Payments

Philippine Senator Alleges Espionage By Online Gambling Group

Anti-gambling senators in the Philippines have seized on intelligence alleging that employees of a raided online gambling operation had engaged in espionage and hacking government websites.
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Gambling

Alberta Could Launch Online Gaming Model In 2025, Officials Say

Multiple Canadian gaming industry officials have said that Alberta could launch a competitive online gaming market as early as 2025 and that provincial government officials remain motivated to do so. 
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Gambling

Louisiana Responsible Gambling Advertising Bill Defeated In Committee

A heavily amended bill to require sports-betting advertisements in Louisiana to include information on resources for gambling addiction and the potentially addictive nature of online gaming was easily defeated by a House committee, after initially proposing to outright ban ads in the state.
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Gambling

Brazilian States File Supreme Court Challenge To Defend Online Gaming Rights

Seven of Brazil’s states, plus the Federal District of Brasilia, have filed a constitutional challenge with the Federal Supreme Court requesting the suspension of two paragraphs of the country's new sports betting and online gaming law that limit their licensing authority over lotteries and fixed-odds betting.
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Gambling

Make Deposit Limits Tougher To Reduce Burden, Say Dutch Advisors

A Dutch government advisory board has criticised the “regulatory burden” of planned deposit limits and suggested that an inflexible low limit or a total advertising ban might be better solutions.
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Gambling

APP Fraud Deadline Looms Large At PSR's Annual Event

The UK Payment Systems Regulator (PSR) has doubled down on its controversial reimbursement requirements, as the industry warns of firms shutting down or exiting the market.
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Payments

Nigeria To Impose World's First 'Cybersecurity Levy' On Domestic Transfers

Nigeria’s government is looking to raise cash by requiring financial institutions to contribute to a cybersecurity fund, as the country continues to struggle with high inflation and currency devaluation.
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Payments

South Africa Sets Scene For Open Finance Jump

South Africa’s Financial Sector Conduct Authority has released its policy recommendations for open finance, setting out a vision for a regulated ecosystem in the country.
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Payments

Daily Dash: India Agrees To Build 'UPI-Like' Payment System In Namibia

India’s UPI instant payment system continues to go global, finding a new admirer in Namibia, while the European Banking Authority has published its final draft standards for stablecoins under MiCA.
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Payments

German Court Refers Betting Player Refund Suits To European Court

A regional court has referred questions over German player refund lawsuits on sports betting to the Court of Justice of the European Union, and it has criticised another German court’s intention to rule without clarification from the European court.
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Gambling

Gaming Industry Pushing Back On Prop Bet Restrictions

Gaming industry leaders maintained this week that limiting or prohibiting proposition bets on college athletes or professional athletes could bolster the illegal market in the U.S.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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