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Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Daily Dash: Oklahoma Crypto Legislation Gets Stamp Of Approval

Oklahoma has new crypto rules on the way, while Canada's anti-money laundering and counter-terrorist financing agency (FINTRAC) has issued a new report uncovering the risks associated with cryptocurrency ATMs for illicit financial activities.
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Payments

Alabama Governor Frustrated Over Legislature's Inaction On Gambling

Negotiations behind the scenes during the final day of the Alabama legislative session failed to secure the extra vote needed for gaming legislation, leaving the state's governor frustrated at the inability of lawmakers to put the issue on the ballot for voters to determine.
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Gambling

U.S. Operators Face VIP Responsible Gaming Challenges

Although leading U.S. operators say they are disciplined in cutting off access for VIP customers when their gambling becomes problematic, some acknowledge the issue can be more challenging when those customers represent a significant portion of their revenue.
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Gambling

Illegal Spanish Lottery Operator Escapes Authorities For Decades

Last week, when Spain issued its biannual list of fines for infractions, it was hard to miss that an operator called ONDEE had been slapped with an eye-watering €35m penalty.
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Gambling

Regulatory Influencer: Second Stage of the Financial Services and Markets Act 2022 Comes into Effect in Singapore

Âé¶ą´«Ă˝â€™s global roundup of imperative regulatory developments. Your lowdown on what the world’s regulatory leaders are up to this month.
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Payments

Regulatory Influencer

Âé¶ą´«Ă˝â€™s global roundup of imperative regulatory developments. Your lowdown on what the world’s regulatory leaders are up to this month.
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Payments

UK MPs Concerned Over 'Mass Surveillance' In DPDI Bill

A bill that forms parts of the UK’s open banking plans could promote “mass surveillance” of individuals’ bank accounts, left-wing Members of Parliament have warned.
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Payments

Daily Dash: Philippines To Launch Stablecoin Pilot Backed By Central Bank

Philippines’ largest crypto exchange has announced a stablecoin pilot under central bank supervision, while Indonesia and the UAE have signed an agreement to promote the use of local currencies in bilateral trade.
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Payments

Philippine Crime Body Eyeing 400 Illegal POGOs

A top crime-fighting official in the Philippines has revealed his agency is monitoring more than 400 illegal foreign-facing online gambling operations (POGOs) across the country, while raiding an illegal “mini-hospital” catering to POGO employees.
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Gambling

Regulated Operators Push For Clarity On Sweepstakes Casinos

As consumer demand continues to grow in the sweepstakes casino market in the United States, top executives from regulated gaming operators warn that the genre is still fraught with legal risk.
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Gambling

Nigeria Gambling Excise Duty Delayed

Nigeria’s government plans to increase excise tax on gambling have been delayed, according to an update released by the International Monetary Fund.
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Gambling

PSPs Gear Up For Ambitious EU Instant Payment Deadlines

With the EU’s Instant Payments Regulation now firmly on its way to becoming enforceable, payment service providers (PSPs) across Europe are readying themselves for a step change in how they provide payment services to consumers.
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Payments

Small US Banks Decry Fed's Debit Swipe Fee Proposals

Small and mid-sized US banks have overwhelmingly urged caution on changes proposed by the Federal Reserve to the rules governing debit card interchange fees in the country.
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Payments

Western Union Resumes Services To Cuba After Cyberattack

Western Union has resumed its limited money transfer services between the US and Cuba after a three-month hiatus caused by a cyberattack on Cuban banks.
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Payments

New Anti-Fraud Rules Introduced In Taiwan

Taiwan’s executive authority has unveiled new compliance requirements aimed at combating fraud crimes across financial, telecommunications and online platforms in a bid to bolster consumer protection.
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Payments

Daily Dash: 'Urgent Action' Needed On Money Laundering, Say International Bodies

Three key agencies in the fight against money laundering have issued a joint call for action to national regulators, while Hong Kong and Shenzhen have announced a pilot of a new cross-boundary data validation platform.
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Payments

Ontario Online Model Upheld By Superior Court

Addressing one of the key legal issues for online gambling in Canada, the Ontario Superior Court has ruled that the province’s competitive model for iGaming does not violate restrictions on regulated gambling established by the Canadian Criminal Code.
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Gambling

Does US Dependence On VIP Gamblers Court Regulatory Danger?

Lawsuits and market data have revealed the extent to which US online gambling companies rely on VIP players to grow revenue, but just how vulnerable is this reliance on big spenders to a regulatory backlash?
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Gambling

U.S. Casino Giants Battle For Bite Of Big Apple

Some of the world’s largest casino companies are growing more impatient with a slow-moving licensing process for integrated resorts in and around New York City, one of the last major greenfield development opportunities in the U.S.
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Gambling

Financial Risk Checks Could 'Disappear' Over Complications, Says Lawyer

A leading UK gambling lawyer has warned that financial risk assessments may prove so intrinsically full of friction that they are allowed to “quietly disappear”.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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